More Information and Frequently Asked Questions

Below are just some of the questions and answers we come across on a daily basis. If you cannot find the answer to your question, please use our contact us form.

• What is a payday loan? A payday loan is a short term loan usually from 1 week to 1 month. You have the option of paying back the entire loan when it becomes due or you can renew the loan by paying the interest owed and extending full payment.

• Do I need access to a fax machine? No, it is not neccessary to have a fax machine. We offer no fax payday loans.

• Is your service area limited to one state? No, our company is nationwide and provides payday loans in all 50 states.

• Will a credit check be necessary to get a payday loan? A credit check is not necessary. People with all types of credit can be approved for payday loans.

• Do I need a credit card? No, you only need to have a US bank account.

• How long does this process take? As soon as your application is submitted, our office receives it instantly. An associate will contact you in a very short amount of time.

• At the bank, I was required to get a co-signer. Do I need a co-signer for this type of loan? No, a co-signer is not required for payday loans. You will need to prove income (minimum of $800 per month).

• Can I apply by phone? Due to privacy issues, we can only take online applications. Our online application is safe and your information stays confidential.