Information and Frequently Asked Questions
are just some of the questions and answers we come across on a
daily basis. If you cannot find the answer to your question, please
use our contact us form.
What is a payday loan? A payday loan is a short term loan usually
from 1 week to 1 month. You have the option of paying back the
entire loan when it becomes due or you can renew the loan by paying
the interest owed and extending full payment.
Do I need access to a fax machine? No, it is not neccessary to
have a fax machine. We offer no fax payday loans.
Is your service area limited to one state? No, our company is
nationwide and provides payday loans in all 50 states.
Will a credit check be necessary to get a payday loan? A credit
check is not necessary. People with all types of credit can be
approved for payday loans.
Do I need a credit card? No, you only need to have a US bank account.
• How long does this process take? As soon as your application
is submitted, our office receives it instantly. An associate will
contact you in a very short amount of time.
• At the bank, I was required to get a co-signer. Do I need
a co-signer for this type of loan? No, a co-signer is not required
for payday loans. You will need to prove income (minimum of $800
• Can I apply by phone? Due to privacy issues, we can only
take online applications. Our online application is safe and your
information stays confidential.