Payday Loans when You Need  Fast Cash!  No Credit Required and Same Day Approvals are Available

More Information and Frequently Asked Questions

Below are just some of the questions and answers we come across on a daily basis. If you cannot find the answer to your question, please use our contact us form.

What is a payday loan? A payday loan is a short term loan usually from 1 week to 1 month. You have the option of paying back the entire loan when it becomes due or you can renew the loan by paying the interest owed and extending full payment.

• Do I need access to a fax machine? No, it is not neccessary to have a fax machine. We offer no fax payday loans.

• Is your service area limited to one state? No, our company is nationwide and provides payday loans in all 50 states.

• Will a credit check be necessary to get a payday loan? A credit check is not necessary. People with all types of credit can be approved for payday loans.

• Do I need a credit card? No, you only need to have a US bank account.

• How long does this process take? As soon as your application is submitted, our office receives it instantly. An associate will contact you in a very short amount of time.

• At the bank, I was required to get a co-signer. Do I need a co-signer for this type of loan? No, a co-signer is not required for payday loans. You will need to prove income (minimum of $800 per month).

• Can I apply by phone? Due to privacy issues, we can only take online applications. Our online application is safe and your information stays confidential.


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